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Better Travel Insurance
When I travel to Arizona from Canada, I always purchase additional medical travel insurance, because the medical insurance all us Canadians and Landed Immigrants get here(though the insurance plans — and fees, if any — differ among the different provinces), the Canadian government medical insurance, does not adequately cover the costs that would quickly mount up during treatment by the American medical system. Thus we are always advised to buy additional travel insurance such as that offered by www.covermytravels.co.uk.
What I usually find is that my travel insurance does not cover injuries related to dangerous activities such as hiking and climbing, and that fact is very disappointing because I travel to Arizona to hike and climb. However, www.covermytravels.co.uk does include rambling/trekking/hiking in its policies at no extra cost, plus coverage for scuba diving, water skiing, and a whole slew of hazardous activities. www.covermytravels.co.uk also provides travel insurance for numerous pre-existing medical conditions.